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Get out of debt. Start with a FREE consultation. CALL 1-888-889-0565 5 million people helped. Call 1-888-889-0565 Call Now Debt Consolidation Debt Settlement Debt Relief Plan Resources Debt Consolidation Debt Settlement Debt Relief Plan Resources Let’s get you out of debt If you’re feeling overwhelmed by debt, we can help. CareOne providers help you consolidate your debts into one lower monthly payment that you can afford, getting you debt free much faster and keeping thousands of dollars in your pocket. Depending on your situation and the plan you choose you can lower your interest rates, eliminate late and overlimit fees, lower how much you owe and even improve your credit situation. If you qualify, you could be debt free in 26-60 months, no loans, no bankruptcy. Begin your debt free journey in 30 minutes or less. Start Now Let’s get you out of debt If you’re feeling overwhelmed by debt, we can help. CareOne providers help you consolidate your debts into one lower monthly payment that you can afford, getting you debt free much faster and keeping thousands of dollars in your pocket. Depending on your situation and the plan you choose you can lower your interest rates, eliminate late and overlimit fees, lower how much you owe and even improve your credit situation. If you qualify, you could be debt free in 26-60 months, no loans, no bankruptcy. Begin your debt free journey in 30 minutes or less. Start Now Start your debt-free journey with our free consultation. CALL 1-888-889-0565 Call Now See what you can save. No loans, no bankruptcy. Get your FREE, personalized Debt Plan in minutes. 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PRIVACY POLICY Contact Me By clicking on the Contact Me” button above, you consent, acknowledge, and agree to the following: Our Terms of Use and Privacy Policy . That you are providing express written” consent for CareOne or appropriate service provider(s) to call you (autodialing, text and pre-recorded messaging for convenience) via telephone, mobile device (including SMS and MMS – charges may apply depending on your carrier, not by us), even if your telephone number is currently listed on any internal, corporate, state or federal Do-Not-Call list. This site records movement and tracking for the purposes of verification. We take your privacy seriously and you may receive electronic communications, including periodic emails with important news, financial tips, tools and more. You can always unsubscribe at any time. Consent is not required as a condition to utilize CareOne services or service provider(s) and you are under no obligation to purchase anything. Why CareOne? Reduced Interest Rates Up to 57% Lower Monthly Payments Waived late fees Multiple debt consolidation options Established relationships with over 263,000 creditors Learn more → See how CareOne helped Katie with her debt consolidation Beginning is easy, start in 30 minutes or less. CALL 1-888-889-0565 Call Now DEBT CONSOLIDATION We’ve been there. Our founder Bernie Dancel has been in debt, just like you. He actually filed for bankruptcy in his early 20s. This experience made him want to help others get out of debt and drove him to found CareOne. He started by taking phone calls from people who were in debt and not sure what to do next. He would sit at his kitchen table at odd hours, and help people from all over look at their budgets and decide on the right next step. CareOne is different because we’ve been there. We know what being in debt feels like, and we’re here to help you take this challenge head on. Our providers have helped over 5 million people, and we want to help you too. Get out of debt What People Are Saying...I looked into a number of debt consolidation companies and none of them were going to pay my creditors until I accumulated enough funds to settle the debt. A CareOne provider is paying my creditors each month. I didn’t get any phone calls or threats of collections; in fact, two of my creditors actually sent me letters to thank me for my decision to work with a CareOne provider and uphold my financial responsibility. This program is such a relief.– Tina D., Virginia, MN YOU TOO CAN FIND DEBT RELIEF! BEGIN YOUR DEBT FREE JOURNEY IN 30 MINUTES OR LESS. Learn More Frequently Asked Questions 1. Who needs debt consolidation? Debt consolidation can help anyone struggling with debt who has: Unsecured debt, such as credit cards, personal loans, medical bills Collection accounts and some payday loans totaling $3,500 or more Two or more unsecured credit accounts with balances An income source (salary, alimony, unemployment, etc.) 2. Is it easy to consolidate debt without a loan? Debt consolidation is not a quick fix. Instead, it’s a long-term solution that sets you up for continued success. To thrive under these plans, you need to be honest with yourself about how much you can afford to pay each month. You also have to do the hard work and follow the advice of your debt counselor to achieve your goals. 3. Which debt consolidation plan is the best? Our Certified Debt Specialist will take the time to get to know you before recommending the best plan for you. There are many options such as a debt consolidation loan, Debt Management Plan or a Debt Settlement Plan. We’ll work together to determine what’s best based on your personal situation. 4. Why work with CareOne providers? Perhaps no one knows better than our founder, Bernie Dancel, what it’s like to feel helpless and in debt. As a young man in his twenties, Bernie faced financial despair. And, because companies like CareOne didn’t exist to provide a better option, he was forced to file for bankruptcy. The next several years were difficult, and it took Bernie a lot of time and hard work to pull through and regain control of his finances. Today, Bernie is a successful business leader who motivates people like you to get out of debt. So, who would you rather get advice from: someone like Bernie and the CareOne team he created, or someone who hasn’t been in your shoes and doesn’t understand what being in debt feels like? 5. We’ve been in your shoes Many of our employees understand exactly what you need to achieve debt freedom because many of us have also faced personal debt. In other words, we empathize with your situation because we’ve been there. And, we know how to help you get out of debt because many of us have done it ourselves. If you’re looking for a company that offers the widest range of debt relief options, start the process today with a CareOne provider. Beyond personal experiences, our providers have been working with your creditors for many years. This means CareOne providers have had time to develop relationships with more than 263,000 creditors, which means you get a customized program that fits your needs—one that you can afford...